e4 Brokerage

e4 Brokerage, LLC

2280 45th St. South, Suite C

Fargo, ND 58104

701-356-1270

Toll Free: 866-356-3203

A LifeMark Partner

Expertise

Dan Peterson

President & CEO

Daniel E. Peterson, LLIF, LUTCF  Daniel E. Peterson, LLIF, LUTCF is President & CEO of e4 Brokerage, LLC., a national independent Brokerage General Agency he formed in 2008. e4 Brokerage markets Life Insurance, Annuities, Long Term Care Insurance, and Disability Insurance for over 40 of the top insurance companies in the United States. Dan and his e4 team provide services to Financial Advisors, Accounting Firms, Trust Departments, and Financial Institutions in the area of life insurance planning and reviews, estate planning, farm and business succession planning. Peterson is considered an expert in the areas of Life Insurance Policies, Bank Owned Life Insurance (BOLI), Estate Planning, and Deferred Compensation, Farm and Business Succession Planning. Dan has extensive experience in pricing and developing insurance products, both life insurance and fixed and indexed annuities. He has been utilized as an insurance expert consultant by top 25 Accounting Firms and assisted in conducting audits of insurance policies, Irrevocable Life Insurance Trusts (ILITs) and premium financing programs within Bank Trust Departments.

Peterson has worked in the insurance business for over 29 years as an agent, home office employee, and served as Sr. Vice President and Chief Marketing Officer for Clarica U.S., an A+ rated life insurance company that was purchased by Sun Life of Canada in 2002. Dan was selected to be part of the senior management team that helped sell the U.S. operations of Clarica to Midland National (Sammons Financial Group) in late 2002. Peterson has extensive background in mergers and acquisitions.

For years, Dan has worked closely with family farms and closely held businesses, helping them develop their succession and estate plans. He has developed a network of advisors, accountants, and estate planning attorneys who specialize in this area. In 2014, Dan was recognized for his expertise in farm succession planning when he became the first independent advisor to be certified in Nationwide’s “Land As Your Legacy” program. Dan has consulted and developed plans for hundreds of family farms and closely held businesses. He is an expert on the tax and legal strategies available for farms and businesses, and risk management tools that insure against the risks that can impact a plan. He understands very well the unique challenges today’s family farm has in transferring to the next generation with high land prices, low basis, lack of liquidity, and children who are often both on and off the farm.

In 2013, Peterson and e4 Brokerage were recognized for their growth and quality business and invited to become a Partner with LifeMark Partners, the preeminent Life Insurance Distribution Company in the United States.
LifeMark Partners ranks #1 in Production with 6 of the top life insurance companies in the U.S. and ranks #1, #2, or #3 with 15 companies in total life insurance production. This association with LifeMark has brought additional benefits and resources to e4 Brokerage clients and producers.
In 2010, Peterson was elected to a national insurance post, becoming a director for the National Association of Independent Life Brokerage Agencies (NAILBA). NAILBA member agencies represent 250,000 producers who deliver more than four billion dollars in first year life insurance premiums annually. He is also a member of the Government Affairs Committee for NAILBA. Dan is President of the FM-AM Rotary service club, is President Elect of National Association of Insurance and Financial Advisors – North Dakota (NAIFA-ND), is a past Director for the National Association of Independent Life Brokerage Agencies (NAILBA), is a member of the Red River Estate Planning Council, the ND Ambassador for the Association for Advanced Life Underwriting (AALU), and is Past President and current Director of the Tulaby Lake Association.
Peterson has been married to his wife Annette for 29 years and they have two sons, Jordan and Jesse. They reside in Horace, ND and enjoy their lake cabin in Minnesota. Dan also is a tournament walleye fisherman and an avid hunter.

More Facts About e4 Brokerage

Steve Bergee

Steve Bergee, Vice President, Sales & Marketing has more than 10 years of experience in the insurance industry. His experience includes four years of home office expertise in the life and health fields, starting out at Clarica supporting agents with life and annuity products and then with Noridian working with Medicare Part B. At e4 Brokerage he is responsible for keeping advisors updated on product changes and current marketing trends, as well as case design and competitive analysis to make sure they are equipped with the best products for their clients.  Steve is also an active NAIFA member and currently on the board of directors of his local NAIFA association. Outside of the office, Steve is active in the community through his work with the Shriners. He also enjoys golf, spending time with his family, and watching North Dakota State Bison and Nebraska Cornhusker football games.

Bill Anderson, Wealth Strategist has nearly 30 years of financial services experience and is an expert in the areas of wealth planning, charitable giving, business succession, and executive compensation. He is a specialist in the implementation and design of advanced planning strategies for families of significant wealth, entrepreneurs and professionals. For most of these clients, this involves working with their advisors to establish, fund and leverage multi-generational wealth strategies, frequently in tandem with philanthropic technique. Bill joined e4 Brokerage in January 2018. 

Barb Wirtz

Barb Wirtz, Office Manager was the first employee hired by e4 Brokerage. She has extensive experience in the insurance industry and worked at Western States Life insurance company, which eventually became Clarica, for 18 years. She works at e4 Brokerage in case management, contracting, state appointments, accounting and commissions. In addition to spending time with family, she enjoys camping, reading, working out at the gym, and following her favorite sports teams - the Minnesota Vikings, Twins, and Timberwolves. 

Ben Lambrecht,  Account Support & Land As Your Legacy Manager joined e4 Brokerage in a full time capacity in the spring of 2016, after his graduation from Drake University in Des Moines, IA. Originally an e4 Brokerage intern, Ben was later hired to manage the Land As Your Legacy Program – a multi-organizational consulting service for family owned farms and small business to obtain business succession and insurance planning advice. Ben works alongside our clients and expert consultants from start to finish, ensuring each plan is specifically tailored to the needs of that particular case. He also works in case design, back office support, and the development of analysis and marketing tools. Outside the office Ben is an active member in the community and is on the board of directors of the Dakota Resource Council. In his free time he enjoys an active lifestyle – whether that is spending time at his family’s lake cabin in MN or in the gym or yoga studio. 

 angela summers

Angela Summers, LTC Specialist has worked with Dan Peterson’s team for many years and a variety of capacities, but her expertise and focus continues to be in long-term care insurance. She earned a law degree from the University of North Dakota and practiced law briefly before entering her career in long-term care insurance. She is also a licensed life and health insurance agent. Whether you have written hundreds of LTC cases, are working on your first LTC case, or just aren't sure how or where to start, Angela can help with LTC marketing materials, case design assistance, quotes, underwriting pre-qualifications, and post-decline options. She will give you the edge to effectively serve your clients' needs. 

 

Kate Kemmer, Case Manager joined e4 Brokerage in December 2017 as a Case Manager. Her focus is on processing in the New Business area, helping agents take their cases from application to an activated policy. Kate earned a B.S. in Advertising & Public Relations from Minnesota State University, Moorhead and was most recently an Associate Product Specialist for Tactile Medical in Minneapolis, MN. In her spare time, she enjoys spending time with her family and her new fiancé and working out training for fitness competitions.